Jan 18, 2024
Description
We explore how you, as a Buyer in the process of Buying your home, can make the home you want to purchase more affordable. Discover the power of lowering interest rates and the game-changing benefits of the Interest Rate Buy-Down. Our guest unveils the inner workings of the lending system, providing key insights to simplify the process of buying your first or next home. Discover the loan program that compliments your lifestyle. Kickstart your path to financial retirement ~ Don't miss out on these strategic moves!
Every homeowner is a real estate investor ~ A Wealth Of Information!
Guest Justin Boucher, Mortgage Consultant with Penrith Home Loans 503-807-5234 Justin.Boucher@penrithloans.com
https://www.penrithloans.com/consultants/justin-boucher-home-loans/
Episodes you don’t want to miss for Mortgage Insight with Justin Boucher
Ep 85 – Guide To Utilize Loan Programs • Maximize Monthly Savings
Ep 86 - Why Buyers Should Get Pre-Approved Now
Ep 88 - Buy-Down Interest Rate Strategies • A Win For Sellers
Ep 89 - Top Benefits To Refinance Your Property
Episode Summary
4:43 - Interest Rates
7:24 - Temporary Buy-Down Options
8:59 - Permanent Buy-Down
10:40 - Closing Costs
12:04 - Points
13:30 - Term
14:13 - Credit Score
15:46 - Upfront Costs
17:20 - Down Payment
19:39 - Monthly Savings
20:30 - Negotiate with Team
24:15 - Market Explorer watch neighborhoods you would like to invest in property!
25:13 - Mortgage and Loan Acronyms and Terms Explained: CPI, ARM, Fixed Rate, Index, Margin
LOOKING TO BUY? Under Contract?
Don’t make a move until you listen to these episodes:
Ep 59 – Life Of Escrow For Buyers
The process you can expect from an escrow officer and the tasks provided for a successful closing.
Ep 77 – Complete Guide For House Inspection - What Every Buyer Needs To Know
Wouldn’t you want to know what you are buying and avoid pitfalls?
Ep 121 – Why Buying a Home Is a Win
In this episode we explore Key Reasons and Examples of how and why buying a home is a win - as a valuable long-term asset - and provide security for your future
Ep 143 – All About Home Insurance (Union County, Oregon)
Key insight to review your policy on an annual basis. What’s covered, what’s not, and how to make sure your policy actually fits your home and your risks, especially in Union County and the State of Oregon.
Ep 148 – Why Home Buyers Must Get Pre-Approved Before Making an Offer
In competitive situations, strong financial positioning communicates stability, seriousness, and respect for the seller’s time.
Ep 149 – The Dirty Dozen • Top Mistakes Home Buyers Make Before Closing
Why it’s important to communicate with your lender and real estate broker.
Is your purchase contingent on selling your current home? These resources will help you position your home for maximum value and a smoother transaction:
- Track Your Home’s Value — Receive a free monthly home report
- Request a CMA (Comparative Market Analysis) — Understand your home’s current market value – neighborhood perspective by your Broker
- Financial Assistance for Home Improvements — Access funds for pre-sale updates, repaid at closing – Applies with a Windermere Real Estate Broker
Support us by sharing this Podcast with your network of friends & family ~
We appreciate and value your comments to bring you information that resonates with you... and help us keep this Podcast alive!
About Your Host
Judy Casad is a Broker & Luxury Advisor with Windermere Real Estate Lane County, serving clients across Oregon, including Union County and the McKenzie River Corridor.
She is also the host of Homeowners Best Real Estate Moves, where she shares practical insights to help buyers, sellers, and investors make confident real estate decisions.
Connect with Judy
Judy Casad
Broker & Luxury Advisor
Windermere Real Estate Lane County
Licensed in the State of Oregon – Serving McKenzie River Corridor,
Union County and beyond
541-968-2400
Judy@windermere.com
www.judycasad.com
Facebook Listen on your computer Podcast.JudyCasad.com
Tap the Category that resonates with your life today:
- Home Improvement Maximize investment, Smart maintenance to-do's
- Buying To Invest Get Pre-Approved! What inspectors look for, Property Search
- Selling Property Understand value, How to prepare, Financial assistance to maximize value, Escrow process, Value Report
- Homeowners Best Moves Bonus episodes about Market Updates, Financial Planning, Senior Adults learn about Downsizing & Financial Assistance and more...